The Cost of Laser Eye Surgery

Laser eye surgery is considered an elective surgery and as such it tends to have higher costs – and less coverage – than other surgeries. The cost of the surgery will vary from provider to provider but each will always provide a quote based on one eye.

lasik-laser-eye-surgeryThis is important to know, especially if you’re having both eyes done on the same day. It’s also important to know that when special technology is used, such as bladeless Lasik or wavefront technology, the surgeon is most likely going to charge more for this.

But even though the prices will vary from surgeon to surgeon, there are some general price guidelines you can go by to understand what a surgeon is charging, and how this compares with what laser eye surgery typically costs.

Generally, all-laser based procedures that only have one quote given are in the range of $2,150. Those that use Wavefront Lasik typically cost about $2,170; while those that use non-customized LASIK or excimer lasers that do not use wavefront technology cost well below those that do, costing about $1,580.

You should never go with a laser eye surgeon based solely on the fact that they offered the lowest price. This is partly because often, it’s a matter of you get what you pay for and you may not be entirely happy with the results.

Another reason however, is because some surgeons may advertise an extremely low price for laser surgery and then leave you shocked when you’re charged for other parts of the surgery because that price only included one certain element of it. If a price seems too good to be true, it probably is and you should just walk away.

However, if you still think that lowest is best, make sure that you get a written estimate that fully outlines what that low cost includes, and what you’ll be expected to pay for after the surgery.

Laser Eye Surgery Financing Options

Lasik Surgery Cost FinancingIt’s true that laser eye surgery does cost a small fortune – but you shouldn’t let that stop you from having that wonderful vision you dream of. And you shouldn’t think that it’s only something that’s available to the very wealthy either.

There are a few financing options available to you if you’re considering laser eye surgery, but don’t have thousands of dollars to hand over to a surgeon all at one time. Depending on the financing options you choose, the payments could cost anywhere between $127 and $140.

The options you’ll have available to you are: financing companies, financing through laser eye surgeons; or financing through flexible spending accounts (FSAs.)

Financing Companies

There are many health financing companies that specialize in providing loans to finance surgeries such as gastric bypass, braces, or laser eye surgery. Applying to one of these companies to cover your surgery is much like applying for any other loan, in which they’ll cover the costs and then you’ll make monthly payments with interest until the entire amount of the loan has been paid off.

When you’re using a financing company to pay for your laser eye surgery in Honolulu, it’s important to note that not all surgeons will accept payment from all financing companies. Because of this, it’s best to ask the surgeon first for a list of approved financing companies before applying for any financing for your surgery.

Financing Through the Surgeon

More and more surgeons are starting to offer financing options right through their office. More often than not, this comes in the form of a simple agreement between the surgeon and the patient in which the patient agrees to pay off the amount in a certain period of time, or to make monthly payments of a certain amount. There is usually no interest included with the payments with this type of financing, making it a much better option than using a financing company.

Financing through Flexible Spending Accounts

Flexible spending accounts (FSAs) are a good, tax-free option that can help you pay for your laser eye surgery, but not everyone is eligible for them. One of these accounts will take a certain portion of your salary every month and deposit it into the FSA account.

When it’s time for your surgery, just take the money out – and don’t ever worry about paying a cent in interest. Not everyone has access to an FSA however; they’re only available through employer-sponsored benefits that include both eye care and flexible spending accounts.